​

Benefits of Using Collect

• Quick Setup: Integrate in minutes with minimal code
• Optimized UX: Mobile-responsive design with localized interfaces
• Automatic Updates: Always up-to-date with the latest features
• Reduced PCI Scope: Security handled by Notch Pay

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How to Implement

// Create a payment session
fetch('https://api.notchpay.co/payment', {
method: 'POST',
headers: {
'Authorization': 'YOUR_PUBLIC_KEY',
'Content-Type': 'application/json'
},
body: JSON.stringify({
amount: 5000,
currency: 'XAF',
phone: '+237670000000'
callback: 'https://your-website.com/callback'
})
})
.then(response => response.json())
.then(data => {
// Redirect customer to the collect page
window.location.href = data.authorization_url;
});

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Market Overview

• Population: ~27 million
• Mobile Money Penetration: ~40%
• Primary Providers: MTN Mobile Money, Orange Money
• Currency: CFA Franc (XAF)
• Average Transaction Size: 5,000-50,000 XAF

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Regulatory Information

• Regulated by: BEAC (Central Bank)
• KYC Requirements: Basic for small transactions, enhanced for larger amounts
• Transaction Limits:
• Daily: Up to 500,000 XAF
• Monthly: Up to 5,000,000 XAF

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Best Practices

• Ensure phone numbers use the format +237XXXXXXXX
• MTN has higher market share in anglophone regions
• Orange has higher market share in francophone regions
• Consider offering both MTN and Orange options
• Peak processing times: 8-10 AM and 5-8 PM

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Common Issues

• Network congestion during evenings
• USSD session timeouts (advise customers to respond promptly)
• Occasional service outages during system maintenance (typically late night)