Accept Payments
Learn how to accept payments with Notch Pay through various methods
Multiple ways to accept payments from your customers across Africa
Notch Pay offers multiple ways to accept payments from your customers. Whether you’re running an e-commerce store, a SaaS platform, or any other type of business, we have solutions to fit your needs.
Our platform is designed to make accepting payments in Africa simple, secure, and reliable, with support for local payment methods that your customers already use and trust.
Key Benefits
- Multiple payment methods - Mobile Money and digital wallets
- Flexible integration options - From no-code to API-based solutions
- Real-time notifications - Stay updated on payment status
- Comprehensive reporting - Track and analyze all transactions
Payment Methods Overview
Notch Pay supports a wide range of payment methods popular across Africa, making it easy for your customers to pay using their preferred method.
Mobile Money
Accept payments via popular mobile money services that millions of Africans use daily.
Digital Wallets
Accept payments from popular digital wallets used across Africa.
Integration Options
Choose the integration method that best suits your business needs:Collect
- Pre-built, responsive payment form
- Supports all payment methods
- Customizable to match your brand
- Handles payment security for you
Payment Links
- No development needed
- Share via email, SMS, or social media
- Track payment status in your dashboard
- Customize with your branding
Invoices
- Professional invoice templates
- Automated payment reminders
- Multiple payment methods
- Detailed payment tracking
Direct Charge
- Complete control over the payment flow
- Seamless integration with your existing systems
- Support for all payment methods
- Webhook notifications for payment events
Getting Started
Start Accepting Payments in 6 Simple Steps
Payment Flow
Understanding the payment flow is essential for a successful integration. Here’s how payments typically work with Notch Pay:
Initialize Payment
Create a payment with customer and transaction details using our API or SDKs. You’ll specify the amount, currency, and other relevant information.
Customer Checkout
Redirect the customer to the Notch Pay checkout page or present payment options within your application using our embedded checkout.
Payment Processing
The customer selects their preferred payment method and completes the payment. Notch Pay handles all the security and compliance requirements.
Verification
Notch Pay verifies the payment with the payment provider and processes the transaction securely.
Confirmation
Notch Pay confirms the payment status and notifies your application through webhooks and/or redirects the customer back to your application.
Fulfillment
Your application fulfills the order based on the payment status. You can update your database, send confirmation emails, or trigger other business processes.
Security Best Practices
When accepting payments, security is paramount. Follow these best practices to ensure your integration is secure and compliant:
Secure Communications
- Always use HTTPS for all payment-related pages
- Implement TLS 1.2 or higher
- Use secure cookies with the ‘secure’ flag
API Security
- Keep your API keys secure and never expose them in client-side code
- Use different API keys for test and production environments
- Rotate API keys periodically
Data Validation
- Validate and sanitize all user inputs
- Implement proper error handling for failed payments
- Use parameterized queries to prevent SQL injection
Webhook Security
- Verify webhook signatures to ensure notifications are authentic
- Implement idempotency to handle duplicate webhook events
- Respond quickly to webhook events with a 2xx status code
Security Maintenance
Maintaining security is an ongoing process. Make sure to:
- Regularly update your integration with the latest security patches
- Monitor your integration for suspicious activities
- Stay informed about security best practices and updates from Notch Pay
- Conduct regular security audits of your integration