Multiple ways to accept payments from your customers across Africa

Notch Pay offers multiple ways to accept payments from your customers. Whether you’re running an e-commerce store, a SaaS platform, or any other type of business, we have solutions to fit your needs.

Our platform is designed to make accepting payments in Africa simple, secure, and reliable, with support for local payment methods that your customers already use and trust.

Key Benefits

  • Multiple payment methods - Mobile Money and digital wallets
  • Flexible integration options - From no-code to API-based solutions
  • Real-time notifications - Stay updated on payment status
  • Comprehensive reporting - Track and analyze all transactions

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Payment Methods Overview

Notch Pay supports a wide range of payment methods popular across Africa, making it easy for your customers to pay using their preferred method.

Mobile Money

Accept payments via popular mobile money services that millions of Africans use daily.

MTN Mobile MoneyOrange MoneyAirtel MoneyMore
Learn More

Digital Wallets

Accept payments from popular digital wallets used across Africa.

AssohKudiMore
Learn More

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Integration Options

Choose the integration method that best suits your business needs:

Collect

Use our hosted payment page for a quick and secure integration with minimal coding required.
  • Pre-built, responsive payment form
  • Supports all payment methods
  • Customizable to match your brand
  • Handles payment security for you

Payment Links

Create shareable payment links without any coding required.
  • No development needed
  • Share via email, SMS, or social media
  • Track payment status in your dashboard
  • Customize with your branding

Invoices

Create and manage professional invoices for your customers.
  • Professional invoice templates
  • Automated payment reminders
  • Multiple payment methods
  • Detailed payment tracking

Direct Charge

Integrate Notch Pay directly into your application using our RESTful API for maximum flexibility.
  • Complete control over the payment flow
  • Seamless integration with your existing systems
  • Support for all payment methods
  • Webhook notifications for payment events

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Getting Started

Start Accepting Payments in 6 Simple Steps

1

Create Account

Sign up for a free Notch Pay account to get started.

Create Account
2

Complete Profile

Provide your business details and complete verification.

Learn More
3

Choose Integration

Select the integration method that best suits your needs.

View Options
4

Integrate

Follow our step-by-step guide to implement your chosen method.

View Guide
5

Test

Test your integration in our sandbox environment.

Testing Guide
6

Go Live

Switch to production and start accepting real payments.

Go Live Guide

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Payment Flow

Understanding the payment flow is essential for a successful integration. Here’s how payments typically work with Notch Pay:

1

Initialize Payment

Create a payment with customer and transaction details using our API or SDKs. You’ll specify the amount, currency, and other relevant information.

API CallServer-side
2

Customer Checkout

Redirect the customer to the Notch Pay checkout page or present payment options within your application using our embedded checkout.

RedirectClient-side
3

Payment Processing

The customer selects their preferred payment method and completes the payment. Notch Pay handles all the security and compliance requirements.

User ActionNotch Pay Hosted
4

Verification

Notch Pay verifies the payment with the payment provider and processes the transaction securely.

AutomaticNotch Pay System
5

Confirmation

Notch Pay confirms the payment status and notifies your application through webhooks and/or redirects the customer back to your application.

WebhookRedirect
6

Fulfillment

Your application fulfills the order based on the payment status. You can update your database, send confirmation emails, or trigger other business processes.

Your ApplicationBusiness Logic

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Security Best Practices

When accepting payments, security is paramount. Follow these best practices to ensure your integration is secure and compliant:

Secure Communications

  • Always use HTTPS for all payment-related pages
  • Implement TLS 1.2 or higher
  • Use secure cookies with the ‘secure’ flag

API Security

  • Keep your API keys secure and never expose them in client-side code
  • Use different API keys for test and production environments
  • Rotate API keys periodically

Data Validation

  • Validate and sanitize all user inputs
  • Implement proper error handling for failed payments
  • Use parameterized queries to prevent SQL injection

Webhook Security

  • Verify webhook signatures to ensure notifications are authentic
  • Implement idempotency to handle duplicate webhook events
  • Respond quickly to webhook events with a 2xx status code

Security Maintenance

Maintaining security is an ongoing process. Make sure to:

  • Regularly update your integration with the latest security patches
  • Monitor your integration for suspicious activities
  • Stay informed about security best practices and updates from Notch Pay
  • Conduct regular security audits of your integration
Learn More About Security

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Advanced Features

Notch Pay provides several advanced features to help you manage your payments effectively:

Metadata

Attach custom data to payments for tracking and reconciliation purposes.

Refunds

Process full or partial refunds for completed payments with ease.

Disputes

Handle payment disputes and chargebacks effectively with our tools.